Financial Planning

The purchase of a house or vehicle, the completion of academic studies, setting up a business, or any other financial goal does not escape this reality, so many times achieving this precious desire involves setting priorities in the short, medium, or long term.

That is why, to achieve these goals, we recommend the creation of a personal financial plan that allows us to organize our finances and evaluate the best route to achieve our objective.

At Black Market Financial, we help you create that financial plan depending on your income, your goals, and your lifestyle. We design with you a personalized and achievable plan so that you can accomplish your financial goals.

Planning for Retirement

As retirement approaches, say 8 or 10 years from now, you imagine things becoming simpler. However, this is the time when investors need to start asking themselves a lot of tough questions.

The first step involves defining what your retirement will look like. What do you want to spend your time doing? Traveling? Starting a business? Spending time with family and friends?

Next, you need to figure out how much your retirement lifestyle will cost. What are your fixed expenses, such as a mortgage, food, and medical care? How much do you set aside for discretionary expenses such as dining out and leisure activities?

From there, you should determine how long you expect retirement to last. Based on the national average, it is common for retirement to last 20 to 30 years.

Finally, you need to figure out how you're going to pay for all those expenses.

At Black Market Financial, we help you determine which income sources to draw from and when to draw from, helping you make your assets last throughout your retirement.